Contact Admissions

Phone: (315) 684-6046
Fax: (315) 684-6427
Email: admissions@morrisville.edu
Whipple Administration Building
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How did your education at Morrisville get you to where you are today?

"The beauty of a Morrisville education was the diversity in which I gained while in attendance. Today it's helped me to adapt to various jobs and give me the tools to not be stagnant in an industry which is known to cause burn outs."

School of Agriculture, Sustainability, Business and Entrepreneurship

Dean: Christopher L. Nyberg
Phone: (315) 684-6083
Email: nybergcl@morrisville.edu

Course Description

Agricultural Finance

Uses of credit including real estate, capital equipment, and annual operating needs. Long term, short term and lines of credit as means of meeting these needs. Sources of credit including PCA, FLB, FMHA, banks, and individuals. Security instruments such as first and second mortgages, collateral mortgages, liens and contracts. Repayment schedules including amortized loans, balloon payments, and refinancing and variable rate loans. Capital investment analysis with emphasis on net present value and yield on investment. Chattel and real estate appraisals including summation, depreciated replacement value, and capitalization methods. Other topics to include real estate taxation, income statements, balance sheets, cash flow budgets, and trend analysis. Semester project dealing with preparation of and application for farm financing. Computer applications as appropriate. Prerequisites: ESCI 215 or AGBS 210, Pre or Co-requisite: OFFT 110 3 credits (3 lecture hours), spring semester

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Admissions Requirements

This program is a ThinkPad University curriculum in which the use of laptop computers is integrated into courses.

Students admitted into this upper–division baccalaureate program must possess an associate in applied science (A.A.S.) or an associate in science (A.S.) in equine science, animal science or agricultural science with specialization in equine or animal science.

A minimum grade point average of 2.0 is required in addition to demonstrated competency in horsemanship skills by examination where applicable.